P2P Liquidity API
On-ramp and off-ramp between IDR and XLM on Stellar, through one endpoint.
POST/v1/quote
"direction": "onramp",
"currencyIn": "IDR",
"currencyOut": "XLM",
"amount": "100000"
29.60 XLMheld 30s
Indonesia-first on-ramp and off-ramp for Stellar
One API to buy XLM with Rupiah, or sell XLM back to IDR, using QRIS, bank transfer, and e-wallets, the payment methods Indonesians already use every day.
One integration, 30+ Indonesian payment methods
The same rails Indonesians already use: QRIS, bank transfer, and e-wallets, for on-ramp and off-ramp between IDR and XLM on Stellar.
30+ Indonesian payment methods
What you can build
Widget and SDK
Drop-in buy and sell flow for the IDR/XLM corridor inside your app.
Send IDR100,000
29.60
Get XLMBuy & sell XLM
Embedded wallets
Stellar testnet wallets your users control, funded from their first IDR top-up.
Total balance
Rp 1.240.580
XLM842.10IDR398.470Faster local settlement in IDR
Pay locally in minutes
Skip global card rails. Settle through QRIS and local bank transfers that already move Rupiah across Indonesia.
Rp 160.000
IDR↗Send money
↘Receive money
Unlock new revenue
Let users buy and sell XLM inside your product, then cash out to IDR through the same local rails they already trust.
You sent Rp 14.000 · 15s ago
Your app
Rp 150.000
IDR↗Earned Rp 10.000
From a fintech prototype to a national wallet, KailoPay makes the IDR/XLM corridor reachable through a single integration.
Built for developers. One endpoint for on-ramp and off-ramp.
API infrastructure for IDR on-ramp and off-ramp on Stellar. Integrate QRIS, bank transfer, and e-wallet checkout into your app with sandbox test keys.
Book a demo
KYC and AML checks
Counterparties are verified before they can trade on the network.
Secure payments
Sandbox-first by design
Every flow runs on Stellar testnet with Xendit sandbox checkout. No real IDR moves in this release.
Verified checkout
Payments are confirmed through a real payment gateway integration before XLM is released on-chain.
KYC-ready flows
Identity checks can gate on-ramp and off-ramp before a user completes their first order.
Non-custodial by default
Users keep control of their Stellar keys. KailoPay orchestrates payment and settlement, not custody.
Built for how Indonesia already pays.
QRIS, bank transfer, and e-wallet checkout for on-ramp and off-ramp on Stellar testnet, with sandbox flows you can demo end to end today.
50M+
QRIS merchants nationwide
30+
Indonesian payment channels
270M+
Indonesians on local payment rails
< 3s
to open checkout with a locked quote
Frequently asked questions
KailoPay is an Indonesia-first on-ramp and off-ramp for Stellar. It lets users and developers move between Rupiah (IDR) and XLM using QRIS, bank transfer, and e-wallets.
Not yet. The current release is a sandbox platform on Stellar testnet with Xendit sandbox checkout. No real IDR is settled in this phase.